A use case I want, but that's completely impossible in today's laws of physics.

"You have $5,000 in accumulated credit card points. In the past you've used your rewards points to splurge on beach resort vacations with your husband. Here are four options for high-rated beach resorts you've never been to that fit within your calendar's availability and the ideal weather for each location."

To do this would require having your calendar data, your financial data, your travel history, etc all in one place, with software that could have access to all of it to generate new insights.

In the app model that would be terrifying!