Some business models use float-based financing.

· Bits and Bobs 2/23/26
  • Some business models use float-based financing.
    • This is one of Warren Buffet's favorite tricks.
    • Two businesses that look superficially similar but differ in this key dimension will have radically different long-term outlooks.
    • The insight is that growth can be self-funding if your cash flow timing works in your favor.
      • For example, you collect payment before having to pay for the goods.
    • If your business has this shape, the larger you grow, the more leverage you get.
    • The value is duration multiplied by volume.
      • It works for insurance (float of years) and it works for payments (float of hours).

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